I think I would be selfish if I have a baby now. Besides if  I am going to be honest with myself. There are things, that I need and want to do before bringing a baby into my life.
Right now, as much as I hate it sometimes, I have to focus on the things I need and want to get done, before brining a baby into my life.
Because babies are a whole lot of responsibilty, and the baby grows to a child, and then a teen, of course, through time.